While speaking to a business group a few weeks ago the subject of Employment Practices Liability Insurance — EPLI for short — came up. EPLI covers businesses for employment-related conduct that typically is not covered by general business insurance policies. Beyond that generalization it's difficult to talk sweepingly about EPLI since the terms and coverage of different policies vary widely.
EPLI is coverage that small and medium sized businesses need to know about, although it certainly is not appropriate for all.
Our friends at the Pennsylvania Employment Law Blog and Connecticut Employment Law Blog recently have done good posts that explain the basics of EPLI. Since Pennsylvania and Connecticut have done such a good job, New Jersey passes them along to you with the recommendation that a few minutes spent with them will be well worth your while.
Of course, if you have questions please get in touch with us and we'll be happy to answer them.